About Us

We are The Best Private Health Insurance Company

GHIC is a private commercial health insurance company owned 100% by the Ghana Association of Bankers (GAB). The mission of the Company is to address employee health benefit programs and risk management needs for the participating members of the Ghana Association of Bankers and other entities. Our focus is to improve the quality of care experience for beneficiaries at the most efficient cost.

We believe the right health plan does more than just provide benefits. GHIC’s health plan provides employers and employees with comprehensive benefit offerings and coordinated services for the overall success of their healthcare outcome and operational needs by achieving the Quadruple Aim of:

Improving the employee experience of healthcare;
Improving the health of the group over time through case management, preventive and wellness interventions;
Reducing the per capita cost of healthcare; and
Achieving prompt provider payments for better provider care delivery.

Our activities include; providing healthcare plans, setting and collecting premiums, negotiating excess insurance coverage, managing provider contracting, administering payment of claims, maintaining risk management programs, and investing the program’s assets profitably.

We are built on the principles of integrity, trust, professionalism and competent values that make us, one of Ghana’s most respectable and successful commercial health insurance companies.

400+

Complete Cases

Expert Staff

What We Believe In

A new era of Health Insurance delivery that uses value-based approaches to help ensure our customers can access quality health care.

To be a leading health insurance company in Ghana, providing access to cost-effective, quality health care and wellness programs on behalf of our membership.

To create a member-directed risk sharing pool dedicated to providing employers with superior and comprehensive benefits administration program that will enable employers to control health benefit costs while allowing employees within the plan to have access to quality health care.

– We ensure that INNOVATION, WHOLE-PERSON CENTERED, AND WELL-COORDINATED system of care is a top priority.

– We handle clients’ health insurance experiences with EMPATHY and take RESPONSIBILITY to ensure claims are paid satisfactorily.

– We bring EXPERTISE AND LEADERSHIP to offer proactive health and wellness interventions and the best quality services at all times.

– We value and promote OBJECTIVITY AND INTEGRITY in the discharge of our professional services.

– We take OWNERSHIP AND ACCOUNTABILITY for our individual and team performance.

– We COMMUNICATE AND DELIVER what we promise to our customers, shareholders and other stakeholders.

Why Choose Us

We believe the right health plan does more than just provide benefits. It provides end-to-end health insurance solutions and expertise, integrating core business operations from enrollment to card dispatching, claim processing, adjudication till payment, and building insight-friendly executive dashboards for faster decision making.

Extensive Provider Network

Our Provider Networks give members access to broad-certified and renowned medical specialists and facilities for health outcomes.

Cost Effective

With our Pharmacy Benefit Management (PBM) services, GHIC can still contain your plan costs without sacrificing the health of our employer groups.

Technology Driven

The Product, Broker, Employer, Client and Provider Portals of our website are easy-to-access, comprehensive resources. You can view real-time medical experiences, wellness resources and Rx spending.

Real-Time Reporting

Our online analytics and real-time utilization reports provide clear insight into your plan’s performance based on specific, measurable data. GHIC creates dashboards with information from multiple data sources and formats, giving you the exact actionable insights you need.